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When credit card processors compete for your business, you win.

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Our impact

$0
Put back into business owners' accounts
$0
Average annual savings
0+
A++ rated processing companies in our network
Our Products

Payment solutions that fit your business

From countertop terminals to full POS systems, we match you with the right hardware and software for the way you work.

Credit Card Terminals

Chip Cards and Apple Pay

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Point of Sale Systems

Retail and Restaurant

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Cash Discount Program

Stop paying fees to get paid

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Credit Card Processing Rates

Lowest Rates Guaranteed

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Transparent Pricing

Small businesses save more with SwipeCard247

Our pricing is 100% transparent. No monthly fees, no contracts, and no hidden charges — just competitive rates that keep more money in your business.

In-person

1.67%+ 8¢

For countertop terminals, POS systems, and mobile readers.

  • No monthly fees
  • No contracts
  • Free terminal options
Get your custom quote

Online & keyed

2.32%+ 8¢

For online invoices, virtual terminal, and ecommerce payments.

  • No setup fees
  • PCI compliant
  • Next-day deposits
Get your custom quote

Rates are representative. Your actual quote depends on business type, volume, and risk profile.

Why SwipeCard247

A better way to accept payments

We make processors compete so you get the lowest rate, the right solution, and ongoing support without the stress.

01

Lowest Rates

When credit card processors compete for your business, you win. We create a bidding war over your account to deliver the lowest rates available.

02

Comprehensive Solution

No matter how simple or complex you accept payments, we curate providers that integrate cleanly into your processes.

03

More Profit

Whether you become a member or not, you leave with the best rate and solution for your business. We continually find cost savings and resolve issues.

Our Network

A curated network of providers competing for your business

Our immense network of curated providers are actively competing for your business. No matter the size of your business, we will find the best payments solution at the lowest possible rate, absolutely free of charge.

  • No pushy salesmenWe handle the negotiation so you do not have to deal with high-pressure sales calls.

  • No small printTransparent pricing and terms explained in plain English.

  • No more stressWe keep finding you savings long after the first contract is signed.

Service Details

Setup payments the way you want

Enjoy a completely customizable and flexible payments solution for any marketplace business model.

Processing Statement Audits

Statements are long, convoluted, and full of unfamiliar terms. We review statements quarterly or monthly by request. If we find anything inappropriate, we make it right.

Rate Lock Guarantee

We double-check your rates during regular audits. If your processor is unwilling to keep your rate, we pair you with another processor at the rates you enjoyed previously.

Rate Matching Assistance

If you are stuck with your current point-of-sale or ecommerce provider, we produce real competitive quotes to give you strong leverage to negotiate lower rates.

Chargeback Protection

If your business has trouble with chargebacks, we have access to top-of-the-line chargeback protection services to resolve disputes and protect your merchant account.

Wholesale Hardware

Avoid processor and distributor markups on payments hardware. We offer distributor pricing on most terminals with no minimum purchase required.

Zero Processing Fee Option

You do not have to pay to get paid. Our free and zero processing services are an alternative way for merchants to save on processing fees.

Optional program
Reviews

Learn why small businesses trust us

Explore real reviews from owners like you, affirming our promise to provide transparent, affordable payment processing.

“My favorite thing about working with SwipeCard247 is the fees that I save every month, as well as the ongoing support.”
Paige Abbott
Retail Boutique
“SwipeCard247 keeps things simple. It allows us to devote our time to other matters that are important to our business.”
Doug Kasper
CPA Firm
“With SwipeCard247 it was easy to sign up. I did not feel like I was giving up too much of my business, or my time or effort.”
Colette Murray
Dental Practice
FAQ

Frequently asked questions

Have more questions? Email or give us a call. Our team is here to share their knowledge and point you in the right direction.

Transparency, low rates, smart tools and ongoing support. Many merchants have been dragged through the mud by their prior processor with hidden fees, contracts, and terrible service. We have built our reputation on being the opposite.

Become an Agent

Make money from your own credit card processing fees

Join the SwipeCard247 agent program and turn payment processing into a recurring revenue stream. Help businesses save while you earn.

Earn Residual Income

Build a steady stream of monthly income from every merchant account you bring on board.

Help Businesses Save

Offer real value by connecting merchants with lower rates, better equipment, and transparent pricing.

Get Training and Support

We provide the tools, training, and back-office support you need to grow your book of business.

Work on Your Terms

Run your own schedule and grow at your own pace. This opportunity works as a side business or full-time career.

1

Apply

Complete a short application and tell us about your background and goals.

2

Get Approved

Our team reviews your application and sets you up with agent tools and resources.

3

Start Earning

Refer merchants, close accounts, and collect residual commissions every month.

Ready to build your own payments business?

Apply to Become an Agent

Businesses everywhere are overpaying for credit card processing.

We solved that. Get started today and see how much you can save.

Get Started Now